My 95-year-old friend will have to go into a nursing home next year because she will run out of money. Once “Jane’s” money is down to $2,000, she will be required by law to move into a nursing facility, sharing a room with another resident, to qualify for Medicaid. She does not need nursing-home care, but she must move there to qualify and to survive. There is no room for any of her furniture.

Here’s the back story: Jane is no slacker. After graduating from college in North Carolina, she was accepted into medical school, but then rejected after failing the hearing test. Instead, she got her master’s degree and became a medical researcher. She met and married a veterinary student, and they eventually moved to Orlando.

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Medicaid: A lifesaver or a dictator?